Small business tools, templates and planners compared
Web apps, spreadsheets and printables for small businesses and households, each compared with the subscriptions and templates that rank for the same search, with prices read on each seller's own page.
Comparisons
Best budget spreadsheet in 2026: one-time templates vs YNAB and TillerOne-time budget spreadsheets vs subscription budgeting apps on price and bank sync: Centwren, YNAB, Tiller and a GumroadBest debt payoff spreadsheet for the snowball and avalanche methodsDebt payoff spreadsheets compared on snowball and avalanche, creditors, free options and price: Debtfell, Vertex42 and tBookkeeping spreadsheet or accounting software? Ledgerfern vs QuickBooks and WaveSmall-business bookkeeping options on price and features: Ledgerfern spreadsheet, QuickBooks Online, Wave and a Gumroad Best seller profit tracker spreadsheet for Etsy, Shopify and eBaySeller profit trackers compared on per-order fees, shipping, platforms and price: Marginmoor vs three Gumroad trackers.
How-to answers
How to create a debt payoff spreadsheet in Excel or Google SheetsBuild a debt payoff spreadsheet: one row per debt, NPER for months to payoff, a month-by-month schedule, and total interDebt avalanche vs snowball: which pays off faster, with an exampleAvalanche pays the highest rate first and saves the most interest; snowball pays the smallest balance first for quick wiMake a budget spreadsheet in Google Sheets (with the formulas)A zero-based budget in Google Sheets: a transactions tab, SUMIFS per category and month, plan vs actual, and a weekly 10A habit tracker in Google Sheets that counts your streakCheckbox habit tracker in Google Sheets: a checkbox per day, a running streak row, best streak and completion rate. WhatA workout log in Google Sheets that estimates your 1-rep maxLog sets in Google Sheets and let formulas do the coaching: Epley 1RM estimate, PR flags, weekly volume and a simple nexHow to plan a wedding in Excel or Google SheetsFour tabs plan a whole wedding: budget by category, guest list with RSVP counts, vendor contacts and payments, and a timA chore chart for kids that actually works (with allowance)How to set up a chore chart by age, points per chore, and a simple allowance formula so kids see what they earned each wHACCP plan template: the 7 principles with a worked exampleA HACCP plan in plain steps: hazard analysis, critical control points, critical limits, monitoring, corrective actions, Food temperature log: what to record and the limits to checkWhat a food temperature log needs (date, time, item, reading, initials, action) and the FDA Food Code limits: 41°F cold,Allergen chart template for menus: the 9 major US allergensAn allergen matrix lists every menu item against the 9 major US food allergens: milk, eggs, fish, shellfish, tree nuts, Cost per plate: work out food cost % and the right menu priceCost each plate from ingredient prices and portions, include yield loss, then price for a target food cost %. Formulas aProfit margin formula in Excel, after every feeMargin = (price - all costs) / price. Excel formulas for margin, markup, price for a target margin and real profit afterHow IFTA fuel tax is calculated, step by stepIFTA in four steps: fleet MPG, taxable gallons per jurisdiction, tax due at each rate, minus tax paid at the pump. A worMutual NDA template: what each part means and what to fill inA mutual NDA protects both sides' confidential information. The fields you fill in (parties, purpose, term, governing laA staff schedule in Google Sheets that adds up hours and labour costBuild a weekly staff rota in Google Sheets: shift start and end, unpaid breaks, overnight shifts, weekly hours per perso