See every HOA repair coming and what to collect

See every HOA repair coming and what to collect. An HOA reserve study spreadsheet for Excel and Google Sheets: 150 components, a 30-year schedule and cash flow, percent funded, and the baseline and threshold contributions solved by formula.

• Dashboard: Percent funded today, funding strength, lowest balance and its year, years below your minimum, baseline and threshold funding plans, per unit per month, two charts
• Components: 150 rows: category, quantity, unit cost, useful life, remaining life; current cost, effective age, fully funded amount, next year due, 30-year total
• Schedule: Every component's inflated cost in every year for 30 years, repeating on its useful life
• Cash flow: 30 years of beginning balance, contributions, interest, expenses, ending balance, fully funded balance and percent funded
• Funding plans: Smallest year-1 contribution that never drops below $0 (baseline) or your minimum (threshold), solved by formula
• Settings: Starting balance, contribution and its yearly increase, inflation, interest, units, minimum balance

Works in Microsoft Excel (2010+), Google Sheets and LibreOffice. No macros or add-ons. Every file ships as an example copy (filled with made-up data) and a blank copy, plus a 2-page Quick Start PDF. Every formula is recalculated and checked against an independent calculation before release.

Why this one?

• Why not a professional reserve study? Many states and lenders require one with a site visit. Use Reservewren for the budget, the years between updates and what-if questions, then hand your study firm a clean component list.
• Why not a free calculator? Most stop at a few components or 20 years and don't solve the contribution for you; this one covers 150 components over 30 years and works offline in a file you own.

See every tab and real screenshots, plus a free preview: cybermaxtools.com/store/reservewren

Licence: Licence for one association (the buyer's). No reselling or sharing. Planning tool, not a professional reserve study or financial advice. One-time purchase, instant download (zip). Questions: cybermax.tools@gmail.com. © 2026 CyberMax.