Savings challenge printables: the 52-week and 100-envelope challenges, worked out
Short answer
The 52-week challenge saves $1 in week 1, $2 in week 2 and so on up to $52, for $1,378 in a year. The 100-envelope challenge numbers envelopes 1 to 100 and you put that many dollars in each envelope you pick, for $5,050 in total. Colour in each amount as you save it.
Copy-paste code
The maths, if you build your own tracker
52-week total: 1 + 2 + ... + 52 = 52 x 53 / 2 = $1,378
100-envelope total: 1 + 2 + ... + 100 = 100 x 101 / 2 = $5,050
Reverse 52-week: start at $52 in January, finish at $1 (lighter weeks in December)
On pace? saved so far >= goal x (days passed / days in the challenge)| Weeks | Saved in these weeks | Running total |
|---|---|---|
| 1-13 | $91 | $91 |
| 14-26 | $260 | $351 |
| 27-39 | $429 | $780 |
| 40-52 | $598 | $1,378 |
Source: sum of $1 to $52 (worked out)
Which challenge fits you
$1,378 a year (52-week) suits a first challenge. The 100-envelope challenge ($5,050) is bigger: spread over a year it is about $97 a week. The reverse 52-week challenge front-loads the big weeks so December, when money is tight, needs only a few dollars.
Good to know
This is general information, not financial advice.
Savings Sprint Money Challenges + Tracker: Save $5,050 one envelope at a time
from $4.49Savings Sprint has twelve printable savings challenges, from a $500 starter to $10,000, plus an Excel and Google Sheets tracker that dates every amount and shows saved, left and whether you are on pace. $4.49.
Secure checkout · 14-day fix-or-refund if it doesn't work as described (terms)Questions
Can I start any time?
Yes. Start in any week; the totals are the same.
Can I save the money in a bank account instead of envelopes?
Yes, many people transfer each amount and colour it in on the chart.
Free: the Free Planner Sampler
4 printable previews (budget, debt payoff, focus planner, habit tracker), then 5 short emails with formulas that make a budget stick.