Do the amounts really add up to my goal?

Yes, exactly. Amounts are worked out in whole dollar (or $5, $10) steps and the leftover steps are spread so the boxes always total your goal; the total is printed on the chart.

How does the 52-week savings challenge work?

You save $1 in week 1, $2 in week 2 and so on up to $52 in week 52, which adds up to $1,378. Pick the 52-week preset, or flip it to start big if the end of the year is a tight month.

What is the 100 envelope challenge?

100 envelopes numbered $1 to $100, filled in any order, one a day or as you can. All 100 add up to $5,050. The preset prints them as 100 boxes in mixed order.

Yes, with no sign-up and no watermark. The Savings Sprint pack (12 designed challenges plus an Excel and Google Sheets tracker) is $4.49 if you want more. It is a tracker, not financial advice.

Free savings challenge printable, for any goal

Pick a goal and how many deposits, and get a colour-in savings chart whose boxes add up exactly to it, with the date of each deposit. 52 weeks, 100 envelopes, $1,000 or $10,000, or your own. US Letter or A4. No sign-up, nothing uploaded.

Pick the right savings challenge

52-week challenge: $1 in week 1 up to $52 in week 52, $1,378 in a year. Gentle start; tip: flip it to “Start big” if December is tight.

100 envelope challenge: envelopes $1 to $100 in any order, $5,050 in total. Pick one a day or whenever you can.

Fixed goal: type the amount you need (a trip, a deposit, an emergency fund) and the number of paydays, and save the same each time.

Questions

Do the boxes really add up to my goal?

Yes, exactly. The amounts are whole steps ($1, $5, $10 or $20) and the leftover steps are spread over the boxes so the total always equals your goal. The chart prints the total so you can check.

Why does it say my goal must be a multiple of 5?

With $5 steps every box is a multiple of $5, so the goal has to be too. Pick $1 steps for any goal.

Can I use pounds or euros?

Yes, choose £, € or no symbol. The maths is the same.

Is this financial advice?

No. It is a printable tracker to help you stick to a plan you choose.

Is my goal saved anywhere?

Only in this browser, so the form is filled in next time. Nothing is uploaded.