30 real-life money math worksheets at 3 levels, answer keys included
Thirty print-ready worksheets on the money math students will meet: reading a paycheck, building a budget, unit prices, sale-day math with sales tax, a check register, credit card interest, tips, and simple vs compound interest. Ten skills at three levels that line up (#2, #12 and #22 cover the same skill), so one lesson works for the whole class. Every answer is in the key, computed by the same program that wrote the questions.
From the answer keys, v1.0.0: matched skills across levels
| # | Worksheet | Level | Skill |
|---|---|---|---|
| 02 | Reading a Paycheck | 1 | gross pay |
| 15 | Sale Day Math | 2 | percent off, sales tax |
| 18 | The Cost of a Credit Card Balance | 2 | monthly interest |
| 26 | Saving for a Goal | 3 | simple vs. compound |
Source: Pennymoor v1.0.0 contents and answer keys (generated by products/pennymoor/src/worksheets.py; rows in products/pennymoor/store/listing.json).
Pennymoor vs the alternatives
Published prices, each checked on the date shown; prices change, so confirm on each site.
| Product | Price | Free | Checked |
|---|---|---|---|
| Pennymoor Money Skills Worksheets | $6 (one teacher); $19 school licence | 3 free worksheets (PDF) | live |
| Life Skills: Budgeting, Saving, and Spending Money (SPEDwithDempsey, TPT) | $6.00 | 2026-10-10 | |
| Needs & Wants Financial Literacy Worksheets (TPT) | $7.00 | 2026-10-10 | |
| Grade 4-5 US Money Worksheets Bundle (TPT) | $8.25 (marked down from $14.50) | 2026-10-10 |
Why teams pick Pennymoor
- 30 worksheets with keys for $6: 20 cents a worksheet, reusable with your classes every year.
- Three matched levels of each skill, so you can differentiate in one lesson.
- Covers 10 real-life skills, from a first paycheck to compound interest, not one topic.
- Letter and A4 PDFs; try 3 worksheets free before you buy.
How it works
- Download the 3 free worksheets and try one with your class.
- Pick the level for each student group: Level 1 whole dollars, Level 2 decimals and percentages, Level 3 multi-step.
- Print, teach, and mark from the answer keys.
FAQ
Which grades is it for?
Grades 6-12, consumer math, life skills, homeschool and adult basic education.
Why not a single TPT budgeting set?
Single sets at $6-$7 usually cover one topic at one level. Pennymoor covers 10 skills at 3 matched levels with keys for $6.
Are the prices on the worksheets real?
They are realistic practice numbers, not current prices or rates from any real store, employer or bank.
Can I share it with colleagues?
Each teacher needs their own copy, or buy the $19 school licence for every teacher at one school.
Is there an editable version?
The PDFs are print-ready; every question and answer is listed in the answer key pages.